Fanvue's own homepage says you take home "85% of your earnings for your first month, 80% thereafter." Note the word month. A lot of articles still tell you the 15% rate runs for a year. It does not, and that single word is worth hundreds of dollars in your planning.
Last updated July 2026
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Fanvue takes 15% of your earnings during an introductory window and 20% after it. The homepage states it plainly: "With Fanvue you take home 85% of your earnings for your first month, 80% thereafter." The Creator Earnings and Payouts policy backs up the permanent number: "the standard Creator Earning Rate is 80% of gross revenue from Paid-for Services, with the remaining 20% retained by Fanvue as Platform Fees." So on $1,000 of gross revenue, Fanvue keeps $150 in that first month and $200 in every month afterwards.
Here is the part you will not find in the round-ups. For years the pitch was 15% for your first 12 months. That is what most articles, and until today our own guide to what Fanvue is, described. Fanvue's homepage now says first month. The legal policy is vaguer still: it mentions promotional rates for "newly-onboarded creators during an introductory window" without ever defining how long that window is. We are reporting exactly what Fanvue currently publishes, not what it used to.
Every row below is either Fanvue's own words with a source, or an honest admission that the number does not exist. Nothing here is averaged, rounded or guessed.
| Fact | What Fanvue actually says | Status |
|---|---|---|
| The platform cut | Yes. The Fanvue homepage states: "With Fanvue you take home 85% of your earnings for your first month, 80% thereafter." | Published by Fanvue (fanvue.com) |
| The standard rate in the legal terms | Yes. The Creator Earnings and Payouts policy states that "the standard Creator Earning Rate is 80% of gross revenue from Paid-for Services, with the remaining 20% retained by Fanvue as Platform Fees." | Published by Fanvue (legal.fanvue.com) |
| How long the discounted rate lasts | The homepage says one month. The legal policy refers only to a promotional rate for "newly-onboarded creators during an introductory window" and never states a length. Older third-party articles still say 12 months. | Published as one month. The 12 month figure is out of date |
| Whether the window starts at signup or at ID verification | Not stated on the homepage, in the terms, in the earnings policy or in the help center. | Not verifiable from Fanvue sources |
| What happens when the window ends | You pay the standard 20%, which is exactly what OnlyFans and Fansly charge from day one. | Published by Fanvue |
| Minimum payout | $20 in your Available Balance. The help center adds it is "subject to regional variations, usually ranging from $20 to $50 based on your location." | Published by Fanvue (help center) |
| Other conditions before you can withdraw | At least 5 pieces of content uploaded, and any co-creators who appear in your content verified. | Published by Fanvue (help center) |
| Pending period before money is withdrawable | "The standard Pending Period is seven (7) days" and it "may be extended up to twenty-eight (28) days." | Published by Fanvue (legal.fanvue.com) |
| How fast the payout arrives | The help center says 3 to 7 business days depending on method. The legal policy says "We aim to initiate all valid Payout requests within ten (10) Business Days of receipt." | Published, but the two numbers describe different things |
| Payout methods | Bank transfer (available worldwide), MassPay eWallet, Cosmo eWallet and crypto. "PayPal is not available on Fanvue." | Published by Fanvue (help center) |
| Payout fees on top of the cut | "Currently, the only payout provider that carries a Fanvue fee is TripleA" and "the fee is 1%." Bank transfer is not listed as carrying a Fanvue fee. | Published by Fanvue (help center) |
| A separate payment-processing fee | Fanvue does not publish one. Review sites cite processor reserves and roughly 2% currency conversion on non-USD accounts. | Reported, not published |
| Chargebacks | Disputed amounts can be deducted from your Creator Balance, and accounts over a "1.5% chargeback or dispute rate" can be charged "$50 USD" per additional dispute. | Published by Fanvue (legal.fanvue.com) |
| AI content | Allowed, and it must be clearly and prominently disclosed as AI generated (profile bio, caption or watermark). | Published by Fanvue (help center) |
| Adult content | Explicit content lives behind the paywall. The Acceptable Use Policy requires Public Media to be "safe for a general audience (SFW)" with no nudity or implied nudity. | Published by Fanvue (legal.fanvue.com) |
OnlyFans takes a flat 20% from day one. Fansly publishes 80% to creators, so it is also 20%. Fanvue is cheaper for exactly one month.
| Line | Fanvue, first month | Fanvue, every month after | OnlyFans or Fansly |
|---|---|---|---|
| You gross | $1,000 | $1,000 | $1,000 |
| Platform cut | 15% | 20% | 20% |
| The platform takes | $150 | $200 | $200 |
| You keep | $850 | $800 | $800 |
| You keep if you cash out via crypto (1% TripleA fee) | $841.50 | $792.00 | Not applicable |
One caveat on that bottom row, because we are not going to pretend the number is cleaner than it is. Fanvue says bank transfer carries no Fanvue payout fee, and that TripleA, a crypto route, is currently the only provider that does, at 1%. So a US creator paid to a US bank in dollars should land the full $850, while the same creator cashing out in crypto lands about $841.50. What Fanvue does not publish anywhere is a payment-processing fee separate from the platform cut. Review sites cite processor reserves and a roughly 2% conversion charge, but those are reported, not published, so they stay out of our table. Your month-one keep is $841.50 to $850, and the payout route is the only variable we can honestly name.
Run the full first year at $1,000 a month, which is $12,000 gross. Fanvue takes $150 in month one and $200 in each of the other eleven, so $2,350 total, leaving you $9,650. OnlyFans takes a flat $2,400, leaving you $9,600. The whole advantage of switching platforms, over an entire year, is $50. In year two it is zero, because both take 20%.
The discount is 5 percentage points. Multiply it by one month of revenue and you have the entire value of it. The right-hand column is what the same discount would have been worth under the old 12 month structure, which is the number most articles are still implying.
| Your monthly gross | Value of the discount, as published (one month) | What it would have been at 12 months |
|---|---|---|
| $500 | $25 | $300 |
| $1,000 | $50 | $600 |
| $2,500 | $125 | $1,500 |
| $5,000 | $250 | $3,000 |
| $10,000 | $500 | $6,000 |
Look at the $5,000 row. As published, the head start is worth $250. Under the structure the internet still describes, it would have been $3,000. That is the gap between reading Fanvue's homepage and reading a blog post from 2024. Notice something else, too: the creators for whom this discount is worth real money are the ones already earning real money, which is to say the ones for whom the fee was never the obstacle.
The good parts are real. So is the catch, and the catch is mostly about how long the good part lasts.
Fanvue takes 15% during an introductory window, then 20%. Its homepage says you "take home 85% of your earnings for your first month, 80% thereafter", and its legal terms confirm the standard split as 80% to you and 20% retained as Platform Fees. Applies to gross revenue, so subscriptions, tips and pay-per-view all get the same treatment.
The one thing Fanvue will not tell you is when the clock starts. Does the introductory window begin the day you create an account, or the day your ID verification clears? We looked at the homepage, the Creator Terms, the Creator Earnings and Payouts policy and the help center. None of them says. That gap matters practically, because if you sign up, take three weeks to get verified and then take another two weeks to post anything, your cheap month can be mostly gone before you have earned a dollar in it. If you are joining for the discount, front-load the launch: verify first, build a content backlog, then open the doors.
The commission is 15% in the introductory window and 20% permanently after it. Fanvue's term for it is a Platform Fee, deducted from gross revenue on all Paid-for Services. There is no listing fee, no monthly charge to be a creator, and no separate cut on top for using the messaging tools. One percentage, applied to everything.
That simplicity is worth something. The commission is the only platform-side deduction Fanvue names, aside from the 1% TripleA crypto payout fee and the chargeback rules (disputed amounts come out of your balance, and above a 1.5% dispute rate you can be charged $50 per additional dispute). Compare that with platforms whose real cut only appears once you are logged in. Our comparison of creator monetization platforms puts every published rate side by side.
Fifteen percent, then twenty. And yes, Fanvue takes a cut of everything: the earnings policy lists subscriptions, tips, pay-per-view messages, bundles and custom content together as Paid-for Services, all subject to the same Platform Fee. No income line on Fanvue arrives uncut. A $50 tip in your first month is $42.50 to you, and $40 after that.
Which raises the thing the percentage debate keeps everyone from noticing. Tips and pay-per-view unlocks are where the money on these platforms actually gets made, and both happen in the direct messages, not on your feed. Subscriptions are the floor. The inbox is the income. A fan who messages at 2am and gets a reply on Thursday is a fan who has already cancelled, so whether you hire help, block out two hours a day, or lean on a tool for keeping up with every message that arrives overnight, the replies do not happen by themselves. A 5% fee saving is worth nothing next to an inbox you are answering properly. Our guide to making money on Fanvue goes deep on the selling side.
You need $20 in your Available Balance to request a payout, though the help center warns the threshold is "subject to regional variations, usually ranging from $20 to $50 based on your location." You also need at least 5 pieces of content uploaded and any co-creators in your content verified. Payouts arrive in 3 to 7 business days depending on method.
The number people miss is the pending period. Earnings do not hit your Available Balance immediately: Fanvue's policy says "the standard Pending Period is seven (7) days" and that it "may be extended up to twenty-eight (28) days." Add the payout wait on top and your first dollar can sit two or three weeks behind the sale. Note also the wrinkle in the paperwork: the help center promises 3 to 7 business days, while the legal policy says Fanvue aims "to initiate all valid Payout requests within ten (10) Business Days of receipt." Those are not the same promise, and the legal one binds.
Payout methods are bank transfer (worldwide), MassPay eWallet, Cosmo eWallet and crypto. PayPal is not available. For US creators the boring answer is the right one: a US bank transfer in dollars, the only route Fanvue lists no fee against.
OnlyFans charges a flat 20% from day one. Its Terms of Service state it verbatim: "Our Fee is calculated as 20% of the total Fan Payment and will be deducted from each Fan Payment." Fansly publishes the same economics from the other direction, telling creators they receive 80% of revenue with "no hidden fees for payouts, processing, or currency conversion." So Fanvue is cheaper in the introductory window and exactly identical afterwards.
That is the whole comparison, and it is why "Fanvue takes less than OnlyFans" is a half-truth that has been repeated into the ground. It takes less for a month. Then it takes the same. Anyone selling you Fanvue on fees alone is selling you a coupon and calling it a strategy. Where the platforms genuinely differ is everything else: discovery, fan volume, AI creator policy, the maturity of the tooling, and how many buyers are already on the site with a card saved. Read OnlyFans vs Fanvue and Fanvue vs Fansly for those, and see how much Fansly takes if you want the third rate card in full.
Do the sums that actually decide your income. A creator keeping 85% of $600 takes home $510. A creator keeping 80% of $2,000 takes home $1,600. The one with the worse deal earns triple. Platform percentage is the easiest number to compare and one of the least important, which is precisely why every comparison article leads with it. Audience size is harder to research, so nobody writes about it, and it is the thing that pays your rent.
Worth it if you want a modern platform with published rules, an explicit welcome for AI creators and a fee structure you can actually read. Not worth it if you are switching purely to save 5%, because on $1,000 a month that saving is $50, once. Move for the audience, the tooling or the policy, not for the coupon.
The creators who do well on Fanvue tend to arrive with something: an X following, a Reddit presence, a TikTok that survived, a mailing list. Fanvue monetises an audience, it does not manufacture one, and no platform does. If you are weighing it against the rest of the field, our full explainer on what Fanvue is and how it works covers the sign-up and the verification, our round-up of OnlyFans alternatives covers the rest of the market, and if you would rather not run the traffic side alone, that is what a Fanvue agency is for.
One last practical note. Fanvue changed this fee structure quietly, and the entire internet is still repeating the old one. Check the homepage yourself before you commit, keep a record of what each payout actually landed at, and remember you are a US independent contractor here: nothing is withheld, and the tax on all of it is yours to set aside as it arrives. This is general information, not tax advice.
Fanvue will take its 20% whether or not anybody subscribes. We promote adult creators where their buyers already are, price your subscriptions, tips and pay-per-view deliberately, and put trained help on your inbox so the messages that make the money actually get answered. You keep your logins, your payouts and the large majority of what you earn.
Apply to FansPromo freeFanvue takes 15% for your first month, then 20% after that. Its homepage says: "With Fanvue you take home 85% of your earnings for your first month, 80% thereafter." Its legal terms confirm the standard rate: 80% to the creator, 20% retained as Platform Fees.
The commission is 15% in the introductory window and 20% permanently after it. Fanvue calls it a Platform Fee. It applies to gross revenue from paid services, which means subscriptions, tips, pay-per-view messages and bundles alike. There is no separate subscription or listing fee.
Fifteen percent, then twenty percent. The 15% figure applies only to the introductory window, which Fanvue currently describes on its homepage as your first month. Older articles claiming a 15% rate for 12 months are quoting a structure Fanvue no longer advertises.
Yes. The Fanvue Creator Terms apply the Platform Fee to gross revenue from all Paid-for Services, and the earnings policy lists subscriptions, tips, pay-per-view messages, bundles and custom content together. There is no income line on Fanvue that arrives uncut.
You need $20 in your Available Balance, though the help center says this is "subject to regional variations, usually ranging from $20 to $50." Earnings sit in a 7 day pending period first, extendable to 28 days, then payouts land in 3 to 7 business days.
On fees, Fanvue is cheaper for one month and identical forever after. That is a $50 head start on $1,000 of revenue, not an ongoing edge. The real question is which platform puts more paying fans in front of you, because audience size beats a five point discount every time.
How the platform works, who it approves, and what it is actually good at.
Fee breakdownThe published 80/20 split, the payout rules, and where the money really goes.
The whole marketEvery published rate, side by side, with the numbers nobody publishes flagged.
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